This summary outlines Guardcard's practices regarding the collection, use, and disclosure of personal information for California residents, in accordance with the California Consumer Privacy Act of 2018 as amended by the California Privacy Rights Act of 2020 (collectively “CCPA”).
This CCPA Notice applies to Guardcard's website visitors and merchants who are California residents. It is part of the broader Guardcard Privacy Policy.
Guardcard collects various types of personal information, which include:
Personal information does not include publicly available information or data covered by specific sectoral laws like HIPAA, FCRA, or GLBA.
Guardcard collects personal information from:
Guardcard uses collected personal information for purposes including:
Any new use of personal information will be communicated to you and used only for necessary purposes.
Guardcard may share your personal information with service providers for business purposes under contracts that restrict further use and ensure confidentiality.
In the past 12 months, Guardcard has disclosed categories of personal information for operational needs, including customer support and service enhancement.
Guardcard does not “sell” personal information for money but may “share” it with third-party services for marketing and analytics, which is considered a “sale” under CCPA definitions. This includes sharing online identifiers for targeting and analytics.
Guardcard’s services are not intended for users under 16 years old, and we do not knowingly collect information from them. Contact support@Guardcard.co if you believe a minor has provided personal data.
Guardcard retains personal information as long as necessary to fulfill the outlined purposes or comply with legal obligations, as detailed in our Privacy Policy.
California residents have specific rights regarding their personal information:
For more information, visit California Privacy Rights.
You can exercise your rights by:
Authorized agents may submit requests on behalf of consumers by providing proof of authorization.
Guardcard does not provide financial incentives in exchange for personal information.
Guardcard does not currently respond to browser "Do Not Track" signals due to the lack of a standard response mechanism. For more information, visit Do Not Track.
Under California’s “Shine the Light” Act, residents can request information about Guardcard’s disclosures of personal information to third parties for direct marketing purposes by using the DSR form.
This notice was last updated on October 10, 2023, and will be revised annually. For questions or concerns, contact Guardcard at:
This CCPA Notice was last updated on October 10th, 2023. As required under the CCPA, Guardcard will update the CCPA Notice every 12 months. The last revision date will be reflected in the “Last Amended” heading at the top of this CCPA Notice.
Do Not Track Settings:
In compliance with Cal. Bus. and Prof. Code Section 22575, Guardcard informs its consumers about how it handles "Do Not Track" (DNT) settings in web browsers. As of the effective date listed in this CCPA Notice heading, there is no commonly accepted standard for responding to Do Not Track signals. Therefore, Guardcard does not respond to these settings.
Do Not Track is a privacy preference you can set in your web browser to indicate that you do not want certain information about your web page visits tracked and collected across websites. For more details, including how to enable Do Not Track, visit: www.donottrack.us.
California’s “Shine the Light” Act (Civil Code Section § 1798.83):
California consumers have the right to request certain information regarding Guardcard's disclosure of Personal Information to third parties for their direct marketing purposes. To make such a request, please send us the Data Subject Request (DSR) form available [here].